Privacy Policy & Messaging Terms

For: Albany NY Hard Money Loans • Phone: 518-915-5815 • Email: info@albanynyhardmoneyloans.com

This page contains the disclosures required for toll-free verification and is intended to be linked in the Grasshopper “Privacy Policy” field.

Data Sharing

Customer data is not shared with third parties for promotional or marketing purposes.
Mobile opt-in and consent are never shared with anyone for any purpose.
Any information sharing that may be mentioned elsewhere in this policy excludes mobile opt-in data.

Messaging Terms and Conditions

By providing your phone number and agreeing to receive texts, you consent to receive text messages from Albany NY Hard Money Loans at 518-915-5815 regarding informational updates and/or marketing related to hard-money lending services. Consent is not a condition of purchase.

Opt-Out Reply STOP to unsubscribe at any time.
Help Reply HELP for assistance.
Frequency Message frequency varies.
Rates Message & data rates may apply.
Support You may also contact us at 518-915-5815 or info@albanynyhardmoneyloans.com.
Privacy Mobile opt-in information is never shared with third parties.

How We Obtain Consent (Opt-In Methods)

1) Website Form (recommended for marketing)

Contacts provide their phone number and check a box to opt-in to messaging. Example checkbox language:

☐ I agree to receive text messages from Albany NY Hard Money Loans at 518-915-5815. Message & data rates may apply. Reply STOP to cancel, HELP for help. Consent is not a condition of purchase.

2) Keyword Text

Contacts text a keyword to your number (e.g., “JOIN”). A confirmation reply should include opt-out and help instructions.

Thanks for joining Albany NY Hard Money Loans alerts. Msg&data rates may apply. Freq varies. Reply STOP to cancel, HELP for help.

3) Paper Form

Contacts provide their number and initial next to an opt-in statement that mirrors the website language above. Retain copies for records.

4) Verbal Consent (not allowed for promotional marketing)

Per carrier rules, verbal opt-in cannot be used for marketing/promotional messages. If used for purely transactional notices, capture time/date, agent, and exact script below:

Agent: “Do I have your consent to send you text messages at this number about your loan inquiry? Msg&data rates may apply. Frequency varies. Reply STOP to cancel, HELP for help. Consent isn’t required to apply.”
Customer: “Yes.”

We keep timestamped consent logs (form submissions, keyword joins, or recorded paper forms). You can revoke consent at any time by replying STOP.

General Privacy Practices

Data we collect: contact details you provide (e.g., name, phone, email), loan-related information you submit, technical data from website usage (cookies/analytics).
How we use it: respond to inquiries, provide requested services, send transactional alerts, and (if opted in) marketing messages about lending services.
Retention: kept only as long as necessary for business, legal, and compliance purposes.
Your choices: unsubscribe via STOP, or email us to access/update/delete certain data as permitted by law.
Security: reasonable administrative, technical, and physical safeguards are used to protect your information.

Contact

Albany NY Hard Money Loans
28 Wall St, New York, NY 10005 (mailing)
Phone: 518-915-5815 • Email: info@albanynyhardmoneyloans.com

Effective date: October 5, 2025. This page may be updated from time to time. Your continued use of our services means you accept any changes.

privacy policy/disclosures